Justin Brogna
Prior to Thrive Lending, Justin worked for nearly 20 years at various banks in Austin as a commercial lender and as President. In many of his previous banking positions, Justin was responsible for creating, growing, and maintaining multi-million dollar loan portfolios. He understands how to navigate the intricacies of the lending business and applies that expertise to Thrive Lending.
Justin has a strong business development background and believes that building relationships is paramount in any successful business. Justin has two children and they enjoy boating, traveling, and spending quality time together.
JP Newman
As the Founder and CEO of Thrive FP, JP Newman has revolutionized the real estate investment landscape. Under his leadership since 2011, Thrive FP has achieved an impressive $1.8+ billion in transaction value. Specializing in multifamily housing, the firm boasts a remarkable portfolio of over 19,500 apartment units.
JP’s approach sets Thrive FP apart from its competitors, with a strong focus on enhancing resident retention through innovative practices. His vision is rooted in a deep commitment to prioritizing people, respecting all stakeholders including investors, residents, and employees. This philosophy has been pivotal in establishing thriving communities where building wealth and aiding others go hand-in-hand.
Under JP’s guidance, Thrive FP extends its impact beyond business. In 2019, JP co-founded Veritas Impact Partners, a nonprofit dedicated to supporting workforce housing residents with health, education, and financial services, echoing its mission to revitalize America's middle class.
An alumnus of the University of California, Los Angeles (UCLA), JP balances his professional pursuits with a love for outdoor activities. He is an enthusiastic mountain biker, skier, and wake-surfer. Alongside his wife, Janet, JP cherishes spending quality time with their two teenage boys, embedding his values of family and community in both his personal and professional life.
Adrian Lufschanowski
Adrian’s career in raising capital started fourteen years ago with a venture capital firm, Elevation Capital Partners. His focus was start-ups and real estate investments. Adrian’s knowledge and expertise in financial markets and investments has added to his aptitude to identify sound start-ups and real estate ventures. For 10 years, Adrian studied the financial markets in depth to identify viable investments, perform risk/reward analysis, and preserve capital in his trading of equities and derivatives. During this time, Adrian developed his ability to communicate and create long-lasting relationships, which helped him to successfully fund these deals.
In 2007, Adrian was recruited to join First Capital Funding (now Thrive FP) as Director of Investor Relations. Adrian helped launch the hard money side of the business and was instrumental in raising over $400 million of hard/private money loans, making First Capital Funding a top player in the state of Texas.
In 2009, JP and Adrian had early identified the growing demand for multifamily housing in Texas and began acquiring a portfolio of 11,000+ units with several strategic operating partners totaling over $750 million in assets.
Adrian obtained his BA in Psychology from The University of Texas at Austin. He then received his Master of Human Services in Business Administration (MBA) and Social Psychology at St. Edward’s University.
Johanna Huebotter
Loan Operations Manager
Johanna is the Loan Operations Manager at Thrive Lending. As a Loan Operations Manager she services the loan portfolio which includes communicating with borrowers and maintaining loan files.Prior to joining the Thrive Lending team, Johanna worked at a community bank for six years. She brings a wealth of knowledge and expertise in loan servicing, portfolio management, and customer relations.
Johanna is a terrific cook from Austin, TX. You can find her sampling recipes and purchasing organic groceries in her spare time.
Philip Handke
Credit Analyst
Philip Handke is Thrive's Commercial Loan Underwriter. Philip has worked as a real estate underwriter since 2018, including 2 years at STORE Capital and 3 years in the SBA/USDA lending industry. Philip has underwritten well over $1B of real estate transactions in his career over a wide variety of asset classes including multifamily, industrial, retail, office, and more. As an underwriter, Philip reviews and documents all new and existing loans and helps ensure that loans are performing as intended. Philip has been a CFA Charterholder since 2018.
Julie Neas
Chief Financial Officer
Julie Neas serves as Thrive Lending’s Chief Financial Officer.
Julie is a licensed CPA with over 25 years of financial service and real estate industry experience. She has an MBA from NYU’s Stern School of Business and an undergraduate degree from Duke University. She worked in public accounting in both New York City and Denver before moving to Austin in 2007. Outside of work, Julie enjoys morning runs with her husband and raising their three children.
Lana Kaminski
Senior Accountant
After earning her accounting degree in 2011, Lana worked as a Staff Accountant for a public accounting firm for 5 years. There she developed her ability to create accurate financial records and gained significant experience preparing business financial statements, federal and state partnership returns, and auditing. Prior to earning her degree, she served as an accounting assistant at a local church for 6 years. There she was responsible for maintaining a high level of confidentiality and accuracy while processing donations and all other receipts. In addition to her knowledge of accounting, Lana has a thorough understanding of loan documentation and interest calculations which she gained while working at a prominent bank in Victoria, TX for 10 years.
Lana enjoys providing an excellent level of customer service, whether it’s to clients, co-workers, or as a volunteer. She has actively volunteered for many organizations including cub scouts, high school band boosters, and church. In her spare time, she enjoys hiking, going to the beach, and catching the latest movie with her husband.
Kim Deter
VP of Investor Relations
Prior to Thrive Lending, Kim was based in South Carolina, leading one of the largest Loan Operations Teams at Lima One Capital, successfully closing over $800MM in loans in 2022. She brings a wealth of institutional finance experience to Thrive FP, having built Insurance-Dedicated Funds (“IDF”) for many of the world’s largest alternative asset managers.
Kim has extensive experience in construction, new business development, and operations in finance and advertising. She successfully ran a luxury construction company for over six years before starting her first company at 27. She has been involved in the real estate industry since age 7, helping her mom flip homes.
Kim received her Bachelor’s in Business Administration, majoring in Marketing and minoring in Psychology, and MBA in Finance with highest honors at St. Edward’s University in Austin, Texas.
Angi Phillips
Director of Investor Relations
Previously, Angi worked for 10+ years in the financial services industry in various investor-facing roles. In her free time, Angi enjoys spending time with her nephew, playing with her dog, hanging from the ceiling on aerial silks, or discovering the latest new restaurant in Austin.
About Us
Thrive Lending was founded in 2008, a time when the financial landscape was marred by distress and skepticism. The aftermath of the real estate market crash, fueled by speculative investments and risky lending practices, had left an air of uncertainty. Against this backdrop, the founders of Thrive Lending made a resolute commitment to two fundamental principles: transparency and fiduciary responsibility.
Founded on Purpose
Our leadership is comprised of three seasoned professionals with extensive commercial experience, with a former business banker with a wealth of financial acumen at the helm. What sets us apart is our unique blend of banker-like discipline and the creative deal-making prowess of entrepreneurs.
Throughout our history, we've remained steadfast in our dedication to these principles, navigating through market challenges and helping our clients thrive.
Trust Thrive Lending to provide the transparency, expertise, and innovative thinking that your real estate endeavors deserve.
Our Values
We believe a commitment to success starts with a commitment to serving people, and we've embedded our values in every aspect of how we service our borrowers.
Transparency
We mean and do what we say. Honest, transparent communication is a non-negotiable at Thrive Lending, across all aspects of our business.
Creativity
Where there is a will, there is a way. Our extensive expertise empowers us to find solutions where others can't, and we are motivated by the challenge.
Community
We believe in the power of community. This is exemplified both in our commitment to shareholder experience as well as our philanthropic efforts. We encourage our team to become involved in the communities we serve, and constantly strive to leave a lasting, positive impact.
Accountability
We hold ourselves to exceptionally high standards. We take pride in the work we do, and seek to bring an unmatched attention to detail to every stakeholder interaction and internal process at our organization.
Delivering on our promise since 2008
Since we launched Thrive Lending, we've helped borrowers bring their projects to life by funding over $500MM in loans.
See ProjectsOur Management Team
Justin Brogna
JP Newman
Adrian Lufschanowski
Lending Team
Johanna Huebotter
Loan Operations Manager
Phillip Handke
Credit Analyst
Operating Team
Julie Neas
Chief Financial Officer
Lana Kaminski
Senior Accountant
Kim Deter
VP of Investor Relations
Angi Phillips
Director of Investor Relations
Unmatched flexibility & creativity in financing
Through our expertise and extensive network of capital, we're able to deliver financing solutions that far exceed what you can get from a traditional bank.
Experience
Our lending team has vast experience across all aspects of private lending and the capital markets.
Track Record
We've been delivering creative financing solutions since 2008, delivering over $500MM in loans. We understand the unique needs of each deal and tailor solutions to fit.
Service
We're fanatical about delivering a top-notch experience for our borrowers, and we imbue that mission into every aspect of the borrower experience.
Financing OptionsCapital solutions to meet unique borrower needs
Through our expertise and extensive network of capital, we're able to deliver financing solutions that far exceed what you can get from a traditional bank.
Financing Options“Everyone has been professional, courteous, and about as helpful as is humanly possible. It’s going to make working with other companies that much more difficult.”
Patrick K.
"Not only are they great businesspeople, they're unbelievable in the community. And that's who I want to do business with."
Todd W.
"It's rare to find a large company with a small company feel that offers such great personal attention."
Drew S.
Get to know Thrive Lending
Speak with a member of our lending team today and learn how you can benefit from Thrive Lending's people-first lending platform.
